Equine Full Mortality

A Full Mortality policy would insure the agreed value of your horse if you lost them due to theft or death from accident, illness, injury, disease or Veterinary recommended euthanasia. This base policy is required for any added endorsements, such as Major Medical & Surgical (or others). The horse is covered anywhere in the continental U.S. & Canada, so your horse is insured whether they are at home, a boarding facility or at a horse show

What you need to know:

Available for horses 24-hours old to 20 years of age

Agreed Value, upon approval, will guarantee the insured value of your horse during the policy period

Many underwriting carriers offer an Emergency Colic Surgery endorsement (limits varying) as a FREE benefit to the Mortality policy, should your horse end up needing a Colic Surgery

Guaranteed Renewal, upon approval, will extend the agreed value of your horse for another year at Renewal – even if circumstances have decreased the actual fair market value of the animal

Our office requires notification if a Vet has recommended humane euthanasia

In the event of a claim, please contact us immediately; you may be required to arrange a necropsy

How much does it cost?

Equine Mortality policies are rated by each underwriting company on a percentage basis, according to the horse’s age, value and usage. 

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