Personal Horse Owner’s Liability
If you are NOT involved in any Commercial activities, you can obtain Liability coverage for your horses that will insure you on & off any premises. This policy would protect you in the event that your personally owned horse(s) damaged property or injured a third party.
$300,000 per occurrence / $600,000 aggregate
$500,000 per occurrence / $1,000,000 aggregate
$1,000,000 per occurrence / $2,000,000 aggregate
Excess limits available, upon request
We highly recommend the $1 million / $2 million coverage limits, because damages can be costly –even with one horse. Ask our agents about the difference in premium.
How much does it cost?
This policy is very affordable, starting at just $235/year & up, depending on your state and number of owned horses.